Fulfill Your Wish — Easy Credit now at 0% Processing Fee*

Smart Convert Now & Smart Pay Solution — tailored for your financial convenience

Instant Access
Flexible Repayment
Zero Hidden Charges*
Quick Disbursement

ONE Bank is delighted to offer two powerful facilities exclusively for ONE Bank Credit Cardholders. Whether you need instant cash liquidity or want to convert your current POS transaction into EMI at your preferred tenure, we have the right solution for you.

Facility 01
Smart Pay Solution

50%
of unused credit limit available
3–36
months flexible tenure
10.99%
flat interest rate p.a.
BDT 20K
minimum loan amount

Facility 02
Smart Convert Now

POS Transaction
Current month POS Transaction
3–36
months flexible tenure
10.99%
flat interest rate p.a.
BDT 3K
minimum loan amount

Terms & Parameters
Parameter ONE Bank Account Other Bank Account
Processing Fee None (0%) 0.50% of disbursed amount
Transfer Method Instant credit to own account BEFTN transfer
Disbursement Time 1–2 working days Post verification via BEFTN
Fund Transfer To Own account only — third-party & joint accounts not permitted
Early Settlement Allowed — as per ONE Bank Schedule of Charges
Confirmation SMS, email & official bank notification upon disbursement

How to Apply
— via Call Center only

1
Call our 24/7
Call Center
2
Express interest &
submit request
3
Bank verification
& approval
4
Funds disbursed
to your account

Ready to get started?

Call us to apply — our team will guide you through the entire process.



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*Processing fee waived for disbursements to ONE Bank PLC own accounts only. Early settlement permitted subject to applicable charges per ONE Bank Schedule of Charges. Facility subject to bank approval and eligibility. Funds cannot be transferred to third-party or joint accounts. Terms & conditions apply.
ONE Bank PLC